I have decided to subscribe to Photoshop and Lightroom putting philosophical differences aside. So far it is an easy and pleasurable experience no nightmare scenario. Everything installed like it should, and so far no stability issues. Granted, there should be a buyout option but the monthly rent is not all that bad. I am grateful to those that have shared your experience and to Kevin for taking time to post in here. I also appreciate Todd for his participation as well.
I did forget my password but that was easy to reset. Everything was easy to navigate, no confusion at all. I do hope that Adobe will continue to innovate. Again, thank you Tood and Kevin for your time.