Welcome to the forum
The idea is for you to be creative. Templates for what you're seeking are available at digitaljuice.com and other websites. What you can do is use Photoshop to create the same thing. After Effects or Motion can move those backgrounds around and you can create your own template.
Create a multicolor or picture background. Use filters to modify it. Cut a section for your lower thirds and delete the rest. Resize the image by cropping only the selection. Create an alpha channel for that section. Use your NLE or FX software to move the foreground around. Use the alpha to cut the hole for that exciting action. Then save, import to your NLE and add supers.
fire*, smoke*, photoshopCS3
Charlotte Public Television
del underscore edits at wtvi dot org