Keeping audio mono lets you pan it in post if necessary.
Stereo dialog locks you in to a specific perspective unless you record in M/S (mid/side) and choose your spread in post.
Also, in XY stereo, you're not really pointing the mic at the talent. So you get a lot more ambient sound.
If the talent is still and the camera moves (with the mic attached) the listener can get a bit seasick from the perspective shift.
Regards,
Ty Ford
Ty Ford's "Audio Bootcamp Field Guide" was written for video people who want better audio. More at:
http://home.comcast.net/~tyreeford/AudioBootcamp.html
or
http://www.tyford.com