[gary adcock] " covers a limited amount of physical damage ( like a reduced replacement charge if you spill liquids)."
Yes, it does on the unibody designs- my wife spilled liquid on her Air and the replacement unit was discounted and it does cover discounted display repairs- the most comon damage.
As has been said, a "marine" insurance policy is used to cover most electronics and camera equiptment, line item the laptop on your insurance and then you are only out the deductable for replacement.
gary adcock
Studio37
Post and Production Workflow Consultant
Production and Post Stereographer
Chicago, IL
http://blogs.creativecow.net/24640
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