Re: any thoughts...will this work?

[coach] "So my audio will be recorded in two seperate mono (or will it stereo) tracks on my DV cassette."

There is physically no difference.

A "stereo" track is, in its basic form, two mono tracks recorded and played at the same time.
There are other factors that would make the audio "true stereo", but the camcorder and FCP "don't care" if you want "stereo" or "dual mono".

After capture to FCP (as long as you choose to capture both audio tacks) you are free to decide to individually adjust and mix each channel to either or BOTH tracks...

Or... choose to make them a "stereo pair" that will play "split" left and right and be adjustable as a "pair".

But even a "stereo pair" shows up on the timeline as two audio tracks.

Nad IMHO, if you don't like a little humor injected into the discussion... you're in for some serious problems in THIS business.