Re: General Business Liability Insurance For Video Production

Just like we all say "I'm not a lawyer, but..." I'll say that I'm also not an insurance professional. That said. I'm not sure that you can add that kind of coverage to a homeowners policy. More likely a general property & casualty business policy -- not to say that the same agent may be able to handle both.

If memory serves the increases in the amount of coverage is fairly minimal, in other words going from $500,000 to $1,000,000 is not double the price. I also seem to recall that the initial policy is not that expensive when you consider that its for a year of coverage.

It's also been strongly suggested that we have a $1,000,000 of excess liability for the company-owned car in case in an accident someone wants to sue the company. Ya' gotta love our litigious society, don't you?