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Re: Rental Insurance

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Re: Rental Insurance
by Ryan Mast on May 10, 2008 at 6:42:15 pm

Hi all,

Based on the collective wisdom of the COW, I recently called a local insurance company to get insurance for my company. I could tell they weren't used to dealing with videography companies, but they gave me a general liability policy covering up to 500K for anything that is in my "possession, care, or control." Specifically, I asked them if that would cover me if I, say, dropped a light on someone's head, accidentally caused damage to someone else's property during a shoot, or damaged equipment that I borrowed/rented from someone else -- and they said yes, it would.

Is this normal? It seemed pretty simple -- do I need some kind of specialized insurance for this? Do you see any red flags? Are you guys buying additional insurance beyond your company's general liability policy?



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